Carolina Property Insurance
4.9★ from 332+ Google reviews

The things that matter to you, matter to us.

Home, auto, flood, commercial and more, shopped across 30+ top-rated carriers by a local, independent agency that treats you like a neighbor, not a number.

Licensed in North Carolina & South Carolina 30+ carriers compared Coastal experts

What can we protect?

Pick a coverage to get started.

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4.9★
Average Google rating
332+
Google reviews
30+
Carriers shopped
Local
Lowcountry team

Why Carolina Property

Insurance should feel personal again.

We started this agency on a simple belief: you deserve an advisor who shops the whole market for you, walks you through exactly what your policy covers, and answers when you call. That's independent insurance, done the Lowcountry way.

Meet the team

We shop, you save

As an independent agency we compare 30+ top-rated carriers to find your best coverage and price, not just one company's quote.

Local & personal

We live and work in the Lowcountry. You get a real person who knows our coast, our risks, and your name.

Coverage done right

We make sure you're actually protected: wind, flood, and the gaps most people don't find out about until a claim.

Fast & responsive

Quotes in minutes, claims support within the hour. When you need us, we pick up the phone.

Bundle & Save

Combine policies. Keep more of your money.

Pairing your home and auto (or adding flood, boat, or an umbrella) can unlock multi-policy discounts and simplify your life with one trusted point of contact.

See how much you could save
Home
Auto
Flood
Boat
Condo
Umbrella

What our clients say

Rated 4.9★ across 332 Google reviews

Real neighbors, real coverage, real service. Here's what our clients say about us.

“I worked with Micah to obtain insurance for my new home purchase. I was quite surprised that the process was simple and straightforward and offered a competitive rate. I highly recommend Carolina Property Insurance for your insurance needs.”
Tremayne Perry
Murrells Inlet office · 4 months ago
“Mary Beth took care of all my insurance needs. She shopped and found me the best rates. Best agent I’ve ever had by far! Would highly recommend!”
John Sessions
Murrells Inlet office · 4 months ago
“Allison Shaw proactively reached out to share information, which was a huge help to us. As we are in the midst of buying a home, which already includes lots of logistical details, it was really nice to have that approach. Working with Allison has been super simple and easy with informative emails and detailed yet easy to follow instructions. She’s also very professional and pleasant to work with!”
Ashlei Sykes
Murrells Inlet office · 5 months ago
“Meg Perrino was a huge help in determining my insurance needs. My previous company did not even reach out to me as my insurance was lapsing. Meg reached out, we talked and I even went to visit her in her office. She took the time and went step-by-step through my plan to get me the best policy for a great value. Meg is incredible. Thank you so much.”
Dave Santangelo
Murrells Inlet office · a month ago
“I've had a great experience working with Meg Perinno. She is personable. She helped with finding new insurance to save money. We did 3 policies together. She taught me about the process because it was confusing to me. She helpful in many ways. I felt comfortable calling her for other insurance questions and advice. I am thankful for our experience.”
ruby barron
Murrells Inlet office · 2 months ago

Reviews from Google Maps

Murrells Inlet: Read reviews · Leave a reviewMyrtle Beach: Read reviews · Leave a review

Trusted carriers

We shop the companies you know

Because we're independent, we compare top-rated national and regional carriers to match you with the right policy.

Allied
American Integrity
American Modern
AmWins
Bass Underwriters
Burns & Wilcox
Centauri
Foremost
FEMA
Frontline
Geico
Hagerty
Hanover
Heritage
Homeowners of America
Homeowners Choice Property & Casualty
Jewelers Mutual
Johnson & Johnson
Jackson Sumner & Associates
Orion 180
Openly
Orchid
Neptune
PICA
Progressive
Universal Property & Casualty
RLI
RT Specialty
Liberty Mutual
Sage Sure
South Carolina Wind/Hail
Universal North America/One Alliance
USLI
Tapco
Travelers
Tower Hill
Aspera
TypTap
Wright
MSI
Preferred Specialty
Shore One
Slide & Slide-Violet
Swyfft
RPS
ICAT
Stillwater

Carrier availability varies by location and eligibility.

Ready for coverage that actually fits?

Get a quote in minutes. We shop 30+ carriers so you don't have to.