Carolina Property Insurance

Commercial Insurance

Protect the business you've built.

From sole proprietors to growing teams, we shop top commercial carriers to build coverage that fits your operations, your risks, and your budget.

Who we help

Coverage for Carolina businesses

Retail & storefronts
Restaurants & hospitality
Contractors & trades
Offices & professional services
Landlords & property managers
Businesses with vehicles

General Liability & BOP

General Liability & Business Owner's Policies

General liability protects you if a customer is injured or their property is damaged because of your business. A Business Owner's Policy (BOP) bundles liability with property coverage, often at a lower cost than buying each separately.

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  • Bodily injury & property damage liability
  • Products & completed operations
  • Personal & advertising injury
  • Business property & equipment (BOP)
  • Business interruption / lost income (BOP)

Commercial Property

Commercial Property

Whether you own your building or lease your space, commercial property coverage protects your building, inventory, equipment, and improvements, including the wind and storm exposure that comes with doing business on the coast.

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  • Buildings you own or are responsible for
  • Inventory, equipment & furniture
  • Tenant improvements & betterments
  • Wind, hail & named-storm options
  • Commercial flood coverage

Commercial Auto

Commercial Auto

Personal auto policies typically don't cover vehicles used for business. Commercial auto protects the cars, trucks, and vans your business owns or uses, and the people who drive them.

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  • Liability & physical damage
  • Owned, hired & non-owned autos
  • Fleets of any size
  • Uninsured / underinsured motorist
  • Tools & equipment in transit (add-on)

Workers' Compensation

Workers' Compensation

Required for most businesses with employees in North and South Carolina, workers' comp pays medical bills and lost wages for job-related injuries and protects your business from related lawsuits.

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  • Medical expenses for work injuries
  • Lost-wage replacement
  • Employer's liability
  • Help meeting NC & SC requirements
  • Pay-as-you-go payment options

Specialty Coverage

Professional Liability, Umbrella & More

Every business is different. We'll help you fill the gaps with specialty coverages that fit your industry and contracts.

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  • Professional liability (E&O)
  • Commercial umbrella / excess liability
  • Builder's risk & inland marine
  • Cyber liability
  • Bonds & certificates of insurance

Let's talk about your business.

Tell us a little about what you do and we'll shop top commercial carriers for the right coverage.